Fixed interest rate* for the entire term.
No fees will be charged for managing your account.
Additional payments and partial withdrawals are not admissible during the term.
The minimum deposit at the opening is € 1,000, whereas maximum deposit is about € 1,000,000
The interest will be credited to your time deposit account at the end of the term.With terms of more than one year, the interest minus taxes is paid annually to the payment account.
You have the option to extend your fixed term deposit account with the prevailing rate of interest on the date of maturity.
An early cancellation of Time Deposit Account before maturity is excluded for both sides and can be made only in exceptional individual cases. In the event of early termination, the interest rate is retrospectively reduced to 0.0 % p.a. and a deduction of interest on advances made in favor of the bank. The advance interest exceeds the agreed credit interest rate by a quarter (as of August 2019). In addition, due date fees apply according to our list of fees.
The statutory capital gain tax is deducted from the interest paid out and is automatically transferred to the tax office.
Interest Rates and Terms
*Interest rates p.a., valid only for retail customers, and valid until revoked.