Prices & Conditions
Online SavingsValid only for retail customers
1.50%* p.a.
Daily accessible.
Account management as well as transfers from your Payment Account are free of charge.
Minimum deposit at the time of opening your account is 100Euro ;no maximum deposit amount.
The interest rate is credited to your Daily Due Deposit Account on December 31st of each year.
Interest rate excl. flat rate withholding tax (Abgeldungssteuer) and EU withholding tax
*Interest rate p.a., valid only for retail customers until revoked.
Fixed interest rate* for the entire term.
No fees will be charged for managing your account.
Additional payments and partial withdrawals are not admissible during the term.
The minimum deposit at the opening is € 1,000, whereas maximum deposit is about € 1,000,000
The interest will be credited to your time deposit account at the end of the term.With terms of more than one year, the interest minus taxes is paid annually to the payment account.
You have the option to extend your fixed term deposit account with the prevailing rate of interest on the date of maturity.
An early cancellation of Time Deposit Account before maturity is excluded for both sides and can be made only in exceptional individual cases. In the event of early termination, the interest rate is retrospectively reduced to 0.0 % p.a. and a deduction of interest on advances made in favor of the bank. The advance interest exceeds the agreed credit interest rate by a quarter (as of August 2019). In addition, due date fees apply according to our list of fees.
The statutory capital gain tax is deducted from the interest paid out and is automatically transferred to the tax office.
Interest Rates and Terms
Term
3 Months
6 Months
9 Months
12 Months
18 Months
24 Months
36 Months
48 Months
60 Months
2.000 %
2.050 %
2.050 %
2.050 %
2.050 %
2.100 %
2.150 %
2.150 %
2.200 %
Term
6 Years
7 Years
8 Years
9 Years
10 Years
1.900 %
1.900 %
1.900 %
1.900 %
1.900 %
*Interest rates p.a.valid only for retail customers, and valid until revoked.
No account management fees
The main account will bear an interest rate of 0.01 *% p.a. (on a quarterly basis).
Domestic and international wire transfers in Euro are made via internetbanking and are free of charge.
For each transfer order, which is not made via internetbanking (e.g. fax or orders via bank counter), a postal fee of € 1 is charged. The charging shall be made quarterly in retrospect to the account.
Interest rate excl. flat rate withholding tax (Abgeltungssteuer) Or EU withholding tax
*Interest rates p.a.valid only for retail customers, and valid until revoked.
Deniz Sparplan Valid only for retail customers
Terms:: 5, 6, 7, 8, 9 or 10 years
Payment intervall: monthly, biannual or yearly payment
Opening date: 7th or 20th of each month
Currency: Euro
Minimum Deposit: 50 Euro at monthly payment; 300 Euro at biannual payment; 600 Euro at yearly payment
Maximum Depost: 1,000 Euro at monthly payment; 6,000 Euro at monthly payment; 12,000 Euro at monthly
payment
Free of charge, barring the postage rate of 0.70 Euro for the postal delivery of the yearly bank
statement. This fee does not apply, if you choose to recieve your bank statement to your
Internet-Banking-Mailbox
Interest rates: the fixed interest rates are valid for the entire term, the variable interest rates are valid
until December 31st of each year. Interest rate excl. capital gains tax (Kapitalerstragssteuer) Or EU
withholding tax. The variable interest rates are calculated in accordance with the special terms and conditions.
Term
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
Fixed Interest Rates
2.200 %
1.900 %
1.900 %
1.900 %
1.900 %
1.900 %
*Interest rates p.a.valid only for retail customers, and valid until revoked.
Exchange Rates
For 1 EURO the following Rates are valid
You pay
You get

CHF
0.96083
0.90083

CZK
26.446
22.746

GBP
0.88625
0.84625

HUF
429.17
371.17

TRY
49.8892
42.8892

USD
1.1647
1.1147
List of Fees
If you have any questions, please contact our Service Center at our toll-free number 0800 4 88 66 00. You are also welcome in one of
our branches where our team will be happy to answer your questions.