Prices & Conditions
Online SavingsValid only for retail customers
1.50%* p.a.
Daily accessible.
Account management as well as transfers from your Payment Account are free of charge.
Minimum deposit at the time of opening your account is 100Euro ;no maximum deposit amount.
The interest rate is credited to your Daily Due Deposit Account on December 31st of each year.
Interest rate excl. flat rate withholding tax (Abgeldungssteuer) and EU withholding tax
*Interest rate p.a., valid only for retail customers until revoked.
Fixed interest rate* for the entire term.
No fees will be charged for managing your account.
Additional payments and partial withdrawals are not admissible during the term.
The minimum deposit at the opening is € 1,000, whereas maximum deposit is about € 1,000,000
The interest will be credited to your time deposit account at the end of the term.With terms of more than one year, the interest minus taxes is paid annually to the payment account.
You have the option to extend your fixed term deposit account with the prevailing rate of interest on the date of maturity.
An early cancellation of Time Deposit Account before maturity is excluded for both sides and can be made only in exceptional individual cases. In the event of early termination, the interest rate is retrospectively reduced to 0.0 % p.a. and a deduction of interest on advances made in favor of the bank. The advance interest exceeds the agreed credit interest rate by a quarter (as of August 2019). In addition, due date fees apply according to our list of fees.
The statutory capital gain tax is deducted from the interest paid out and is automatically transferred to the tax office.
Interest Rates and Terms
Term
3 Months
6 Months
9 Months
12 Months
18 Months
24 Months
36 Months
48 Months
60 Months
2.000 %
2.050 %
2.050 %
2.050 %
2.050 %
2.100 %
2.150 %
2.150 %
2.200 %
Term
6 Years
7 Years
8 Years
9 Years
10 Years
1.900 %
1.900 %
1.900 %
1.900 %
1.900 %
*Interest rates p.a.valid only for retail customers, and valid until revoked.
No account management fees
The main account will bear an interest rate of 0.01 *% p.a. (on a quarterly basis).
Domestic and international wire transfers in Euro are made via internetbanking and are free of charge.
For each transfer order, which is not made via internetbanking (e.g. fax or orders via bank counter), a postal fee of € 1 is charged. The charging shall be made quarterly in retrospect to the account.
Interest rate excl. flat rate withholding tax (Abgeltungssteuer) Or EU withholding tax
*Interest rates p.a.valid only for retail customers, and valid until revoked.
Deniz Sparplan Valid only for retail customers
Exchange Rates
For 1 EURO the following Rates are valid
You pay
You get
CHF
0.9655
0.9055
CZK
26.435
22.735
GBP
0.89
0.85
HUF
428.15
370.15
TRY
50.5393
43.5393
USD
1.1809
1.1309
List of Fees
If you have any questions, please contact our Service Center at our toll-free number 0800 4 88 66 00. You are also welcome in one of
our branches where our team will be happy to answer your questions.