Save Profitably with the DenizBank AG Time Deposit Account
DenizBank AG Time Deposit Account is the ideal solution for investing your money safely and profitably.
Set an amount starting from EUR 1,000 and choose an investment term that suits your goals. At the end of the term, your interest is automatically credited to your existing account.
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Fixed interest rates* for the entire term
Choose individually between terms from 3 months to 10 years. -
Free online account management
Unlimited number of Time Deposit Accounts. -
Open Account Online
Open your Time Deposit Account on DenizMobile or Internet Banking.
Our Current Interest Rates*
| 3 months | 6 months | 9 months | 12 months | 18 months | 24 months | 36 months |
|---|---|---|---|---|---|---|
| 1.80 % p.a. | 1.85 % p.a. | 1.90 % p.a. | 2.15 % p.a. | 2.15 % p.a. | 2.25 % p.a. | 2.30 % p.a. |
| 4 years | 5 years | 6 years | 7 years | 8 years | 9 years | 10 years |
|---|---|---|---|---|---|---|
| 2.30 % p.a. | 2.35 % p.a. | 1.90 % p.a. | 1.90 % p.a. | 1.90 % p.a. | 1.90 % p.a. | 1.90 % p.a. |
Build Wealth with a Time Deposit
Three good reasons to open a time deposit account:
- Predictable returns with fixed interest rates
- Low risk compared to other investments
- Easy management without market volatility
DenizMobile App & Internet Banking
Manage your finances easily with Internet Banking and the DenizMobile App:
- Simple, modern design
- Access your money anytime, anywhere
- Open time deposit and savings accounts via app
Need More Information?
We’re here to help! For any questions or assistance, feel free to reach out to by making an appointment in one of our branches or by calling our toll free number 0800 488 66 00.
The Time Deposit Account is an Online Deposits Account at DenizBank AG. A
specific amount (minimum amount 1.000 Euro) is invested in a Time Deposit Account. You can choose
the duration of the investment yourself. At maturity the interest will be credited to your
account.
The minimum deposit amount is 1.000 Euro.
You transfer your deposit to your Payment Account, then open a Time
Deposit Account and the deposit amount will be transferred to this account.
After expiration of the term (i.e. on maturity), the accumulated
interest will be credited to your Time Deposit Account.
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You have three different repayment options at maturity:
Re-payment at maturity
The amount will be transferred to your Payment Account at maturity.
Re-invest of interests and capital:
The interests and capital will be reinvested for the same term with the
interest rate applicable at the time of maturity.
Re-invest of capital:
The capital will be reinvested for the same term with the interest rate
applicable at the time of maturity. The interests will be transferred to your Payment Account.
You can open an unlimited number of Time Deposit Accounts at DenizBank AG.
The agreed interest rate for your Time Deposit Account at account
opening is guaranteed for the entire term.
Denizbank AG offers you the Time Deposit Account free of charge.
An early cancelation of Time Deposit Account before maturity is excluded for both sides and can be made only exceptional in individual cases.
In the event of early termination, the interest rate is retrospectively reduced to 0.0% p.a. and a deduction of interest on advances made in favor of the bank. The advance interest exceeds the agreed credit interest rate by a quarter (as of August 2019). In addition, due date fees apply according to our list of fees.
*Interest rates p.a.valid only for retail customers, and valid until revoked.