S€PA – Payment transactions without borders

SEPA (Single Euro Payments Area)is standardizing cashless payment transactions within Europe.

The participating countries include the 28 EU Member States plus Norway and Liechtenstein as Member States of the European Economic Area (EEA), together with Monaco and Switzerland.

As of 1 February 2014, SEPA will likewise change the cashless payment transaction system in Germany. Banks and savings institutions (Sparkasse) are required to execute transfers and direct debits made in Euro in accordance with a standardized European-wide scheme.

The IBAN (International Bank Account Number) replaces your account number; the BIC (Business Identifier Code) replaces your bank code.

Would you like more information about SEPA or do you have any particular questions?

For more information, please read

• FAQ Private Customers
• FAQ Corporate Customers

Everything you need to know about the IBAN!

Use our Smartphone-App  and its practical IBAN calculator. Simply entry the account number and you're good to go! For more information or an appointment please get in contact with us. Call our Service Center 0800 4 88 66 00 .We will be happy to assist you!